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mypaydayloan.com

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Category: Business & Finances

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Costa Rica

mypaydayloan.com

mypaydayloan.com Reviews

danettereneerobinson March 21, 2011
Illegal Payday loan
This is another company I took out a payday loan with. The principal of the loan was 400.00. I paid them back 523.50. I revoked their ACH and told them that my principal loan was paid in full. I asked them for a refund of the overpayment. They sent me emails saying that they don't have to follow laws in New Jersey that Costa Rican laws prevail but they are an illegal lender in the first place. Then I get a email from them and the loan was not in default saying they turned it over to Detex Agency and Assiciates collection agency to collect a loan now they are saying I owe 871.00 in the email it said if I didn't contact Detex agency there would be consequences every 72 hours. How do I owe so much then on 3/17/11 at 4:44pm I get a call from a woman saying she worked for the agency and I owed the money she said she would call me everyday and she called from a blocked number. I don't feel I owe this company anything else they have a fraudulent address on the BBB website that they are in South Plainfield but the rep. named Blanca the one that sent the nasty emails said they are in Costa Rica. They are illegally lending in New Jersey and it needs to stop then selling illegal loans to bottom feeder collection agencies that don't know any better.
Disappointed May 20, 2009
Immpossible to get loan
I applied for a very small loan of $100 and was told I could not get approved because they needed a direct line to contact me at work. Now keep in mind in the past I had gotten approved several times and up to $1000 with no problem and they have always been paid on time. In the past they just called my job and verified I worked there. I am not sure on why the change but not everyone has a direct number to them at work so I don't see why they need this when none of my information has changed. I have worked at the same place for 5 years!

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