"Consumer Reviews on Companies, Products and Services"

TeleCheck

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1 stars
(43)
Category: Business & Finances

Contact Information
Internet, Texas, United States

telecheck.com

TeleCheck Reviews

Rebecca Shaffer December 21, 2010
Denied Check
Shopping at Home Depot my check was denied. I called telecheck from the store. 5 minutes of entering data before I could speak to someone. When the barely understandable clerk answered, he said that I was denied not because of insufficient funds, but because the check was risky because it was check #4108 and the last check cleared on my account was #4106. I asked to speak to a supervisor and was disconnected!

I came home and called. went through the whole thing again, and was told that there wasn't enough money in the account. There was literally 10 times enough to cover the check. Requested a supervisor and guess what? Disconnected again.

Called a third time and told them that if they disconnected me again the next person they would hear from would be my attorney. Gee, the phones were suddenly working. The 3rd supervisor I talked to said my check was denied for 4 reasons.
#1 the amount. $165.77 She said that anything over $100.00 would be denied.
#2 the check number. Mine was 4108
#3 the frequency. I don't use this account often. I admit that.
#4 my history. I am 57 years old and have NEVER written a bad check.

I requested a copy of the information used to determine that my check wasn't good. She told me that they would send me an APOLOGY letter. Like that's going to do anything.

I requested a list of stores that contract with them, so as not to shop there. She told me that they didn't know which retail merchants used their services!


Sorry HomeDepot, you just lost my business. And, we were just there last night looking at a refrigerator and stove. I am telling everyone I am in contact with about my experience with HomeDepot and Telecheck.

Boycott merchants who use this service.
tlmerrie December 19, 2010
declined check
It's the week before Christmas and we have written one or two checks more than usual. Just one or two more. I went to the pet store today to buy food and some supplies; the same ones I buy at the same pet store every two weeks. I wrote a check and Telecheck declined it because I had written more checks than normal. When I called to complain and finally got a person I asked them whether or not they were going to correct the situation so that I would not have to worry about having more checks declined. After taking all of my personal information (and I mean all of it) they advised me to wait seven days before I write another check. Seven days? Why does anyone put up with this company? I am sending a letter to the pet store (it's a local business) to complain. It seems like that is the only thing I can do since Telecheck couldn't care less if I am embarassed or inconvenienced at all.
Angry With Telecheck December 15, 2010
Denied Check
On December 13, 2010, I attempted to pay for an eye exam and glasses at our local Walmart. My check was denied by Telecheck. It took me several minutes to understand why the associate kept telling me the check had been refused as I have never had this experience before. I kept asking what was meant by "your check has been denied". The associate, of course, could not tell me why and could only give me a piece of paper with a phone number and a code for why the check was denied. This is the most embarrassing situation I believe I have ever been in. I cannot express in words the humiliation of this experience. I paid for the charges with a credit card, but upon calling Telecheck, it was determined that there had been a mistake on their part and incorrect information had been attached to my information. There is no excuse for a company to have as many complaints against them as Telecheck does. I have never written a bad check and do not intend to do so. I intend to boycott, as much as possible, any merchants who use Telecheck. The company caused me embarrassment in a town where I am known well by many people. There were people that I knew in the store at the time of this event and I am sure that Telecheck cannot contact each of them to tell them the mistake was Telecheck's not mine. When I return to pick up the glasses, I will ask if Telecheck corrected their mistake with Walmart. If not, I am considering contacting a lawyer about options concerning the mistakes that Telecheck made. I cannot be the only person who feels this way.
L Nell September 8, 2010
Denied Check
I've been shopping with WalMart since they began. I've recently tried to cash a $114.00 check on an account I've had for at least 20 years which had a $5, 000 balance. I was given a little piece of paper to contact Telecheck with a 1-800 number. The number was in the PHILLIPIANS!!! The lady said I needed to fax a copy of my driver's license, social security card, and a copy of a current utility bill for proof of address. I said I would NOT be faxing this personal information out of the country and asked to speak to someone in the United States. She explained she couldn't give me any phone numbers within the U.S. I've tried to contact Telecheck's headquarters in Houston, TX but I've been unsuccessful so far. It's outrageous that a company can flag your account and make it so difficult to clear your name!!! Never mind the embarrassment of looking like a criminal to the other people standing in line.

It seems that a lot of businesses are using Telecheck which is such an incompetent company. Maybe we should all stop doing business with companies that use Telecheck. Then maybe Telecheck will change their practices. They sure don't listen the consumer.
Trishrn1 August 29, 2010
Denied
I was at the grocery store in my home town and my check was denied. When I called the company, all they could tell me was that my check was linked to another account. She couldn't explain why. She wanted me to fax or mail all kinds of personal information such as drivers license numbers and social security numbers. I talked to my bank and they recommended that I didn't send any personal information. There was no reason my check should have been denied. I waited a couple of weeks and called back, hoping it was a mistake. Again, I was told that my account was linked to another account but she couldn't explain what that meant. I was very aggravated because she kept telling me the same thing over and over again. I asked to talk to a supervisor and she would start repeating the same information that meant nothing over again. I finally just kept on demanding to talk to a supervisor and amazingly after about ten minutes I got one. After going through all my information over again with her, she told me the reason my check was denied was because I had wrote a check to an individual and when they presented it to cash it, they were asked for identification. Turns out the person I wrote the check to has negative information on their account and until they clear it up, I cannot write a check! That is crazy! I don't understand why any business would use a service that is not even accredited by the better business bureau. After reading some of the complaints on here, this company is bogus and has no business doing what they're doing.
hopefully1986 August 23, 2010
Denied Check
I recently found out about this company because they denied my payment to Amazon.com using my bank account. I have used the same account for many purchases with Amazon, and so never have had to think about the middleman. Suddenly I try to purchase an $86.00 TEXTBOOK for school, and I am not allowed to because TELECHECK decided this was "outside of my normal purchasing habits."
I am going to blog and write about this as much as possible until someone does something about this company and it's horrible business practices. If I have to write a letter to every person possible, or blog until I'm blue in the face...I do not believe businesses should be able to decide what I can spend my hard-earned money on.
hate telecheck August 8, 2010
still have not cleared my check
Once again I fell for the telecheck bull. My bad, but I will never use another buisness that uses telecheck. They told me I would be able to get my checks through again on Aug 5' 2010, I went like a dummy to the grocery store and you know what happened. I take the declined check home call telecheck and they tell me it will take another 7 to 10 buisness days because they haven't cleared the check yet. My comments were then very unpleasant. My bank has said they get several calls a day about them. They recommend a debit card. I have been given several different reasons why my check has not gone through, I am tired of being bull#&^&*#. I am going to seek out a way to put a stop to this. I will not be told when and where I can spend my hard earned dollars, and how much I can spend at a time. It has to be stopped. I have talked to several very good hard working people who have been imbarrassed by this company. Someone has got to do something. There are people out there just as mad as me and I am going to seek them out. Sincerely screwed by the bailedouts again.
Kris D August 1, 2010
Bad business practices
My husband and I wrote a check to an auto service center on June 24, 2010. The check was refused. We immediately called the 1-800 number provided us and gave the declination code that showed up on the refusal receipt. The owner of the repair shop very kindly agreed to take our check anyway and submit it to the bank through the mail delivery system instead of Telecheck (He had a similar situation to ours and understood!) In the meantime, my husband spent four hours on the phone trying to fix this situation. Telecheck said we had written four bad checks in Ocala, FLA in 2005 and that Chase bank had pinged our account with negative comments. We called Chase and they have no record of us (We NEVER had an account with Chase). Then we had to call Fraudulent Management Systems to inquire about this. They are the ones who told us about the bad checks and when/where they were written. Finally, a supervisor at Telecheck assured us our information would be cleared up. Then on Aug 1, 2010 we tried to write a check at Sears but it was declined. I called Telecheck and they gave me the same information as the first time, that four checks were written in FLA through Chase, etc. As of today, we have to wait 48 hours to hear back because Fraudulent Management Systems is closed on Sundays! Needless to say, we are contacting the Better Business Bureau, the Federal Trade Commission, and whomever else we think will be able to fix this ridiculous company. If you have experienced a similar situation, we encourage you to do the same. If there is a class action lawsuit against Telecheck, you can count on us to be involved!
Belinda Pierce July 9, 2010
check refusal for payment
I wrote a check for repairs to my auto for $361.60. Telecheck refused my check and the merchant would not take it, which I can understand the merchant's position. I called telecheck and the refusal was not due to account balance but because I was not registered with them and the check was for a large amount. I asked for information about maximum amount to be on a check and being registered with them. I could not be given that information as each check is on an individual basis.
This is so outrageous and embarassing. You are denied but can not do anything about it for future use. I have written checks to Walmart for higher amounts.
This has caused the merchant to lose a customer and I know others who will not patronize this repair shop because of the same experience. I will not do business with anyone who has this Telecheck crap.
I totally understand protection against fraud and bad checks, but this is outrageous!!!
I certainly had funds for the check or I would not have written it, but that was not checked. I was told the check did not meet their guidlines, but again could not be explained to me.
HowlingArtist July 6, 2010
declined check
In 2008 I go to Walmart and write a check, the check was declined by telecheck, so I go to the parking lot and call their 800 number. I was informed that there was a problem with the system, but I could go back to Walmart and the check would be honored. I did not go to Walmart, but to another grocery store and the check was honored.
A few weeks later telecheck is declining my checks again, so I call the company who inform me that I owed a bad check, the same check that was declined at walmart, the same check I have in my posession that has void printed all over it from Walmarts register, so I fax the check to Telecheck, who take it off their system and I am allowed to write checks again.
In 2009 Telecheck declines all checks and I again call them and they tell me that I owe the same check, so I fax the check to them and they again clear it from the system.
2010, I move to Tenessee from Alabama and unable to write checks. Telecheck tells me that I owe the same check, I fax it back to them and they ask for more proof like a bank statement. Duh, if it was declined it wouldn't have went through the bank. I contact the BBB and right after that Telecheck acuses me of signing the sheet that came out of the register. UMM it's a check, not a credit card, so no sheet would have came out of the register for me to sign! I have not seen this paper with the signiture on it, it doesn't exist, but Telecheck seems to be trying to cover their butts and it's not working. Anyone who writes checks knows that there is no paper that comes out of the machine for you to sign. You hand them a signed check, it goes through the system and it's handed back to you.

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