I am currently in the US Army, serving overseas in afghanistian, citi finacial sold my account to SANTANDER CONSUMER USA. I was with CITI FINANCIAL since I bought the truck, never late on a payment. I called Citi to get a payoff quote and was transfered to their number, and I was told that my payments were 20$ higher, still with out my knoweledge. I tried calling the costumer serivce and there hours on sunday is 7 am to 5 pm centeral time, and they were closed when I called at 0730 CST. IF some one is willing to help me out please email me at [email protected] This is not right and I'm going to stand for it. read full review »