I applied for a Woolworths store card, TWICE and was declined - no reason was given. I then checked with ITC and I was credit clear, empirical score is 1, no defaults whatsoever. I then applied for an Edgars storecard and they accepted my application within 2 weeks. Now what's Woolworth's problem? The mere fact that I'm 24 with no bad debt should serve as an indicator that I'm not a reckless consumer...so what's the point of offering a service like this, but you get declined..on what grounds? I finally get a... read full review »