We were bullied into signing their contract. We were on our honeymoon and did not have a steady income. We told them that we cannot afford it, and they insisted that they could lower the premiums. After a few months we discovered that we signed a terrible fate on ourselves. On the contract there doesn't say anything about the Refurbishment fee except for the R2800+. No words afterwards that says it's a once off or that it's yearly. We discovered it's yearly! As soon as we managed to pay the R2800+ fee, we are sent (a week... read full review »