I received an sms from Bay to offer me a cell phone deal, they took all my details, phoned me three times to verify my banking details, I told them on Friday that I was driving and if they could please phone me back, which they never did, I asked the consultant if this is going to delay my cell phone which I was informed that should be delivered today 11 or 12 April, she said "no" not at all, I received an sms today (11 April) to inform me that my application was not successful...I really dont understand this and demand all recordings that the consultants made to me informing me that my application was successful read full review »