FNB is completely out of touch with their clients. I have been trying to settle credit card debt from 2007(a credit card that should have never been issued to me with such a credit limit and conveniently just a month before the new credit act) and unfortunately I did not have a steady income until 2010. I am now a Director of an medium-sized IT Company and trying to sort out my life while most banks are more than willing to help and get their money back, these include ABSA and Standard Bank, FNB seems to want to try and bleed you to death a... read full review »