Due to the economic situation, sometime back I found myself with some rather delinquent credit cards, with one of those being a cincinnati reds credit card issued by HSBC (seperate from my original HSBC account). Unable to send full payment, I sent a token payment and informed them I would try if possible to send such payments until I was once again able to resume making regular payments. Needless to say, this was of course not satisfactory with the creditor. I have exhausted every other possibility I could think of with the only other choice... read full review »