Joined them in 2004 following divorce and getting into financial problems. Was promised that with a set figure I would be clear in 5 years and they would take care of my creditors. Continued to receive threatening letters from creditors, but was assured by HB that payments were being made. Decided earlier this year to check out status of my account since the 5 years was up and payments were still being taken and I was not receiving statements. Have repeatedly asked for an update, but no response. Then I received pages of print out with... read full review »