BEWARE OF HDFC . Don't get trapped into them on initial false infromation. IT IS A NIGHTMARE EXPERIENCE WITH HDFC. THEY PROVIDE FALS INFORMATION BEFORE OPENING THE ACCOUNT AND THEY DON'T HAVE ANY LEGAL AUTHORIZATION IN USA TO CHANNEL WITH ANY OF THE BANKER IN USA. THE NRI TEAM, THE BRANCH PEOPLE DONT HAVE ANY KNOWLEDGE ON NRI ACCOUNT. ALWAYS PUSH THE BALL TO ANOTHER TEAM. NEVER TRIES TO PROVIDE THE SOLUTION AFTER THE ACCOUNT IS OPENED. CUSTOMER IS LEFT TO OPTION OF EITHER CLOSING THE ACCOUNT OR INITIATING LEGAL ACTION. THEY JUST DON'T CARE. It is a worst banking experience I ever had in my life time. read full review »