Citibank offered me a mastercard with a $5000.00 limit. I began a kitchen remodel and spent $2000.00 on appliances. A week later i received a letter stating that my credit limit has been cut to $1, 200.00, and they stated charging me $39. over the limit fees. When i called Citibank they could not give me a direct answer, but would remove the fee each month after i called and harass them abit. Now i got a letter that my account it closed and i would have to reapply for another card. CITIBANK OFFERS TERRIBLE SERVICE, WOULD NOT RECOMMEND. read full review »