went online, found a link for a FREE credit report. clicked on it. authorized for a $1 charge. got my credit card bill in the mail today and i now have the $1 charge i DID agree to PLUS a $31 charge i DID NOT agree to or authorize in any way! and I NEVER got any credit report whatsoever!! BEWARE OF THESE SCAMMERS!!! They are NOT legit in any way!! read full review »