Magical Credit provides cash loans to people with bad credit. If you are looking for a payday loan alternative, Magical Credit is your choice! Banks and payday loan companies can be very stingy with their funds. At Magical Credit, we look beyond your credit history to determine if you qualify for a cash loan. At Magical Credit you are eligible for a bad credit loan regardless of your residence as we serve all Canada except Quebec, Saskatchewan and Manitoba. read full review »