They charge $29 a month in over-the-limit fees and an outrageous amount of annual interest and they expect me to try to keep up with payments. Well...I got discouraged...Ì wasn't working for quite some time and what's the use in making a small payment when it doesn't even make a dent in bringing my balance down...the fees and charges and interest and whatever else they can tag on sucks it all up. Well...all that to say...they have put me in collection. If only they would have kept an open mind when I tried calling them... read full review »