We have also been ripped off by Blue Bay/Premier. We have over 8 million points we purchased for $30, 000. Worthless now - no, worse, it will cost money to use them! We are trying to find others who are interested in a class action lawsuit to hold them accountable - at the least, they would get bad publicity. Are you interested? Please contact us if you are. Remember, there is strength in numbers. read full review »