If you are considering terminating your lease early from BMW here is what they will tell you: You can either hand in the vehicle early and they will auction it and you will owe the difference, or You can terminate immediately, owe all the payments for the rest of the lease term and penalties. If you Fall Behind in your payments due to financial difficulty, They Will: - Call every known person that they can find linked to you and inform them you are late on your payments - Call your employer and tell them you are late on... read full review »