I have had an account with DFS for about 4 years, since purchasing my first laptop back in 2005. I rarely use the account but my credit rating is helped by a longevity with a solid company. I got a new laptop a month ago using their pay no interest for 12 months promotion. I decided to go ahead and pay month to month so that there is some action on the account. Setting up the automatic payments, however, did not work. I never received any confirmation and sure enough a month went by and I got a call saying my account was past due. At thi... read full review »