USER REVIEWS (Rajiv Kumar Misra)

144 reviews

State Bank of India

Rajiv Kumar Misra October 18, 2009

1. I am Rajiv Kumar Misra r/o 89-B, Vatika, Suncity Vistaar, P.O/ PS Izzatnagat, Bareilly. 2. I availed a home loan for Rs 3 lac vide his account number 1018121643 in the month of July/ Aug 2004 from Izzatnagar branch of your bank. The said loan was contracted on the than prevailing floating rate of interest @ 8.25%pa. 3. I am regularly paying the EMIs since then as had been contracted. Mean while your branch has informed me of another option of interest rate (Fix) @ 9%pa and informed it to be more beneficial owing to the apprehension of... read full review »

Filled under: Business & Finances Location: India

144 reviews

State Bank of India

Rajiv Kumar Misra September 20, 2009

I took Housing Loan from SBI vide HTL A/C No. 10418121643(1818) during Aug 2004 at 8.25% Floating interest rate. I decided & changed the interest rate to Fix (9%) during Nov 2004. I paid Rs. 8199/- to bank towards fee for changing the option. The bank on its own changed the rate to 9.50% during May 2006. I protested and took up the matter. They immediately reverted the rate to 9%. Now again during Sep 2008, SBI's Zonal Office RASMECCC Bareilly wrote to me that they will be charging the interest at the rate of 12.75%. I should pay... read full review »

Filled under: Business & Finances Location: India