"Free Credit Report in Canada" was the advertising - it was only a couple of weeks later that I received a bogus billing on my credit card. The free credit report never worked, as such I did not receive any of their services - and as if any sane person, who is concerned about re-building their credit would pay (or be able to pay) $30 a month for a service - this information is available free under the 'freedom of information act' It is disgusting that a credit reporting agency whose mandate is to collect and report... read full review »