THIS COMPANY IS FILLED WITH SCAM ARTISTS. THE CUSTOMER SERVICE REPS ARE LIARS AND HARASSING. MY HUSBAND PURCHASED A BIKE WITH A LOCAL MOTORCYCLE DEALER IN VERSAILLES OHIO. HIS ORIGINAL INTEREST RATE WAS 4.9% AFTER BEING LATE TWO DAYS THEY JUMPED HIS INTEREST RATE UP TO 24% WHEN HE CALLED TO FIND OUT WHY THEY SAID IT WAS IN THE CONTRACT AGREEMENT THAT THEY COULD CHANGE THE RATE AT ANY TIME FOR ANY REASON. SO THE ORIGINAL LOAN AMOUNT FOR THE BIKE WAS A LITTLE OVER 7, 000 WE HAVE BEEN PAYING ON IT FOR THREE YEARS AND THE PAYMENTS JUMP FROM 170 TO... read full review »