I have used the General Motors credit card for many years. It gives credits of 5% (Upto $500 per year for 7 years)of your charges toward a new car. They recently increase thier interest charges from 13.49% to 19.99% on new purchases and retroactive to existing purchases. If I did not want to pay the usary fees, I could opt out but, I would lose my new car points(about $2000). I can not believe this is legal. I was one of the last "by Amercan" persons in my corporation, but will never but GM again. They should go out of business. Corporate greed is destroying this nation. read full review »