Raman says: Your comment is awaiting moderation. February 19, 2010 at 4:13 pm Hi, recently HDFC bank rejected my credit care twice. On email them i just get a reply as of now due to various reasons they are unable to offer me the same. On my personal enquiry, i gt an INFORMAL information that i am listed in CIBIL. I have never owned a credit card and never been a dafaulter. To my surprise if i have been, how SBI issued me a car loan about 8 months back which is still running on my name. So i feel somewhere something i... read full review »