I HAVE BEEN A HSBC CLIENT FOR A WHILE NOW, ALTHOUGH THE SERVICE IS NOT GREAT THE PROXIMITY TO MY HOUSE IS, AND THAT`S THE ONLY REASON I BANK WITH HSBC. HOWEVER ONE FINE MORNING LAST YEAR I RECEIVED A CALL FROM THE HSBC, CREDIT CARD COLLECTION DEPARTMENT SAYING I HAD TO MAKE MY PAYMENT. I INFORMED THEM THAT I HAVE A STANDING INSTRUCTION TO DEBIT MY ACCOUNT, I WAS TOLD THAT I DO NOT HAVE A ACCOUNT WITH HSBC!!! ONE GOING TO THE BANK I WAS TOLD THE SAME STORY BY THE WELL TRAINED CON ARTISTS THAT I DO NOT HAVE AN ACCOUNT WITH THEM.ON... read full review »