I RECEIVED A LETTER DATED 11/24/2008 THAT I WAS THE WINNDER OF THE ATS PRODUCTS CONTEST. I WAS APPROVED FOR A LUMP SUM OF US$99, 000.000. THIS IS DISTURBING TO ME, ESPECIALLY SINCE THIS IS THE BALANCE ON MY HOME AND THE LETTER WAS IN MY NAME THAT I HAVE NOT HAVE FOR 5 YEARS. SO DOES THIS MEAN SOMEONE IS TAPPING IN TO OUR CREDIT, ACCOUNTS, ETC. A CHECK WAS SENT FOR $4, 900.00 TOBE ACTIVATED AND I NEEDED TO CALL GARY JAMES OR EDNA KING. VERY RUDE PEOPLE!!! THE LETTER ALSO SIGNED OR SHOULD I SAY STAMPED BY RB HAYES BUT UNDER IT THERE IS A NAME OF... read full review »