After having had a Sears card for over 30 yrs and have never not paid or ever gotten near the credit limit, they have reduced my limit to what my balance is thus making a dent in my credit report. LETS ALL FILE A CLASS ACTION SUIT yes the attorneys will make money but hopefull C Bank will have to make some changes in the way they do business. CITIBANK CAN STICK ALL THERE CARDS WAY UP THERE - - -, I am going to have a big fire tonight and burn them, not worth the plactic they are written on. I would hope Sears which is sinking fast would step in and stop this abuse. read full review »