Though I have submitted Form 15G as early as in April 2009, icicibank UDUPI Branch has negligently misplaced the form and deducted Income Tax of Rs5438 at source and remitted it to IT authorities. Now for issuing TDS certificate, they say that it will be issued after May20th. ON TV, they advertise that they take care of even smaller things & they provide privilege banking service.But when we go to bank the ground reality is entirely different and shocking.The staff do not even smile at us.Even the public sector banks are giving better service than this bank. so the customers are cautioned to keep away from this bank. read full review »