MY HUSBAND AND I WENT TO H&R BLOCK AND WE WERE TOLD THAT OUR REFUND WOULD BE AT THE OFFICE IN ONE OR TWO DAYS. WHEN I CALLED TO CHECK THE FIRST DAY I WAS TOLD THAT OUR REFUND WASN'T EVEN SENT OUT. THEN I CALLED THE SECOND DAY AND WAS TOLD THAT THE BANK TURNED DOWN MY LOAN AND IT WOULD BE THERE IN 8 TO 15 DAYS . I PAYED THE MONEY TO GET MY REFUND IN ONE OR TWO DAYS AND I STILL HAVE TO PAY THEM THE SAME AMOUNT OF MONEY AND I HAVE TO WAIT. IF I DIDN'T NEED THE MONEY IN 1OR2 DAYS I WOULDN'T HAVE FILED THAT WAY AND SPENT 300 DOLLARS TO GET THEM BACK I COULD HAVE KEPT MY 300 DOLLARS BECAUSE I CAN USE IT... read full review »