MY HSBC GOLD CREDIT CARD, INITIALLY SOLD TO ME AS A LIFE TIME FREE CARD NUMBERING 4384 5999 1098 7139, HAS NOT BEEN USED SINCE JUNE 2007. THIS HAS BEEN COMMUNICATED IN PERSON TO THE LOCAL BRANCH OF HSBC IN KOCHI, KERALA AND ALSO TELEPHONICALLY TO THE HSBC CALL CENTRE. IN SPITE OF THIS FACT, YEARLY CHARGES HAVE BEEN DEBITED TO MY CREDIT CARD ACCOUNT IN VIOLATION OF GOVERNMENT GUIDELINES, AND I HAVE BEEN RECEIVING LETTERS TO THIS EFFECT. I HAD REQUESTED FOR CANCELLATION OF THE FACILITY IN 2009, BUT THERE WAS NO REPLY FROM HSBC. I REQUEST FOR REDRESSAL OF MY GRIEVANCE AND FOR PERMANENT CANCELLATION OF CREDIT CARD FACILITY. read full review »