After going through hell to get Standard Bank to acknoledge my application, it was initially approved, but they never reviewed my accounts as I originally applied in January, so they called me initially and requested transfer almost R 700 into the account, which I gladly did. a month later I was ubruptly called and told about the legal action SB will take if I do not pay the arrears amount. An amount I did not know about as no debit orders failed. This was due to the bank not loading it themselves, not my fault. My whole reason for applying... read full review »