I joined Fedhealth as from 1 October 2009 as a dependent as I was not happy with my previous medical aid (I was on my previous medical aid for 2 years and 8 months). Since joining I have not yet had a pleasant experience! I received my member certificate on 1 October 2009 and it had a 3 month exclusion clause on there. I enquired as to the reason for this and what it entails. I did not get any response and therefore phoned the call centre on Tuesday 6 October 2009 at 16:35 and spoke to a lady that told me the exclusion is only for... read full review »