When a Credit Card is issued to a user, Blue Bean ensures that CreditLife insurance is taken out to cover outstanding balance in case of death and permanent disability. THE BIGGEST *** EVER!!! My husband fell ill during July 2008, he was diagnosed with severe liver disease and found to be permanent disable to work. I have informed Standard Bank what the situation was - I don't think that they even bother to note this on their system as the Call Centre harassed me on the Phone from 07h00 in the morning till sometimes 21h00 at night... read full review »