American Express is committing fraud in Canada. I am a perfect customer for all my credit cards. That means 10 years, no late payment and always over minimum. Amex Canada has changed the agreement we made in 2004 and reduced my available credit by 10 percent. They say it is because criteria have changed. Their investigators cannot find my income tax information so they can't prove the income I make regardless of the fact that I am never late on a payment. People need to know what this is, it is extortion and treason. There are... read full review »