I applied for a bond in FNB seeing as I've been a customer of theirs for more than 10 years, my car is even financed through them and I have a credit card with them and my salary goes there too. Imagine my surprise when all the other banks (Standard Bank and Absa) accept my bond application but FNB declines it. When I enquire about it the consultant says I have 'too few accounts' and continues to say 'YOU NEED TO OWE AND PAY LARGE SUMS OF INSTALMENTS ON DIFFERENT ACCOUNTS TO QUALIFY'. You get plenty of points if you... read full review »