Elavon is totally upfront and legit. The problem is with some of their independent contractors. Tangarine Merchant Services is a complete scam. I have used ELAVON for years in conjunction with COSTCO! Tangarine and others are owned by a company called Pivotal Payments. They are worse than the most unscrupulous used car salesman!! They insinuated that they were going to reduce my rates and everything would remain the same with Elavon. Within a week of signing up 4 seperate companies were taking funds out of my account. They promised me 2... read full review »