I would just like to say i will never do buisness with FNB again. i took up a smart spend loan with fnb last year 30-june 2008. i was paying my loan every month never missed a payment since i had the loan. i recently wanted to pay the loan up in full and i phoned fnb collections department. to find out how much i was outstanding. now this is where service started getting poor. firstly i think the consultants are not fully skilled or they just don't know wats going on. i asked for a settlement quote where i was quoted two diffrent quote... read full review »