This is posted by way of a warning to anyone tempted to take out home insurance from Swinton Insurance company... Let the buyer beware! The facts are as follows. Basically having agreed a quotation and set up a direct debit account I was astonished to read the 'small print' in their terms and conditions when it arrived through the post. By way of summary - their were several points of concern. The fact that they feel it necessary to levy a hefty 32.1 percent interes rate on the premium due to my having taken the direct debit payment... read full review »