A while back last year, I thought of starting my own ebay business and bought some hair irons from China, not realizing they are fake. I bought these with citibank and Chase credit card. To my horror, the brand name owner found out, try to sue me and threatened me to pay up everything I made including the cost of buying the items. I had to no choice but to pay up everything. So I decided to dispute the charge for the fake materials that I purchased with both citi and Chase credit card at least to get my money back even if I am not making... read full review »