This website is misleading. It advertises Free Credit Report. I found nothing free. Instead I was charged a fee on my credit card even though I did not authorize it. This site catches you by having you fill out the information form, then upon submitting you are transferred to a payment page. You have to pay their fee to get your results. If you decide not to continue and close out the payment page, they will charge your card for a membership which is a revolving membership account. You will be charged every month unless you cancel it. When you... read full review »