Dear Sir / Mam, Myself Joydev Chatterjee & pls. note my credit card no. 4346772005296065. Firstly the card was given against my salary account and the representative was pestering for the same and misled me regarding the terms & conditions of the card. And being a layman I have little access or knowledge about the hidden clauses that the bank imposes on such credit cards. I have never received any statement or bills against my card, however the telecaller ( Tel Nos.+913330202493 / +913344103450 ) used to call me and advise me to... read full review »