I have a joint homeloan with my husband. Just recently, in November I closed my savings and opened a cheque acc. I had a 4mth arrears credit card balance which as usual I intended to settle fully at March end when I receive my bonus WHICH I COMMUNICATED TO THEM. At end Jan, Std Bnk deducts +-R 5000 WITHOUT NOTIFYING ME OF THIS PRIOR. I phoned them, and promises were made to investigate and try to refund me- NO REFUND- NO RESPONSE. At March end, with my husband having made payment arrangements re our home loan, Std bank, sees fit to deduct... read full review »