I had my home loan account re-activated in December 2009 and when I enquired in February 2010 I was assured that the flexi facility was already active on my home loan account. However when I recently tried to withdraw funds I could not do so. Home Loans now informs me there is a 120 day limit after activation, subsequent to which they de-activate my account and they now require me to fill in a lot paperwork, provide mounds of documentation. This division of FNB has been messing me around for months. I am certainly not going to pay any fees to have the mess created by FNB's incompetent staff corrected. read full review »