In 2003 we were called by a representative from Equtac saying that we had won a prize and that we were requested to attend one of their meetings to claim our prize. Foolishly my husband and I went to the meeting and signed on after being told that we had to give a ONCE OFF PAYMENT for a lifetime of holiday pleasure at discounted prices. Unfortunately as soon as we were able we started trying to book vacations and to our displeasure every effort was made to disallow us our request since we had bought to few point! After two years of paying our... read full review »