Wow, I noticed there was a lot of complaints about DFS, and I should of read them before opening an account. Well, I opened a DFS Preferred account in November 2008. With this account I purchased a laptop for my wife's Christmas gift and a Sony DSLR for my personal gift. I never received a bill until January. My total on the account was almost $1300. I paid the account off in full in the first week of Feb. 2009. We were out of town on the second week of Feb. and we have received at least 20 calls per day on our answering... read full review »