1st National Processing charged me a PCI compliance fee of $129 and gave me no choice to avoid the fee, even when I closed my account. Or tried to close my account- I sent in their close account form on 10/29/09 and never got a response. Phone calls have gone unanswered till 12/1/09 when I got a message that my account was closed- but haven't received anything in writing. I had to block my checking account so they wouldn't keep taking money out of it. They have now changed their name and website to National Payment Processing.