my car was in a accident, the insurance company said total loss, I owe $17, 000 insurance check was $7, 800 after deduction the check is $6, 934. I cant find a car for a value of 7, 800 without putting two to three thousands dollars with the $6, 934. It was taking too long so ford credit did a paper repo without telling me. I want the car back from the insurance company, because I signed a credit application with ford. I have nothing but a balance. ford said they cant help. The insurance company gave the check without telling me. At this time the account is up to date, I made most of the payment by money gram