I was approved for a payday loan because I had no money in my account and I am a single mother who never received so much as a nickel of child support for three children and needed for bills and Cristmas which was to be directly deposited into my account which never happened yet now my bank is charging me a $35.00 fee for insufficient funds. I'd greatly appreciate if anyone on Gods green earth can help me!!! Thanks so very much [email protected] Happy New Year to everyone any case !!! My account they with drew was $19.95