unauthorized withdrawal of $49.99 from checking account

My laptop have been in the shop for a month, I paid a partial deposit using my credit card. I pick up my laptop on 11/01/20
10. I went to my online banking to pay some bills when a credit card payment in the amount of $49.99 to 77clubCS.com. I called this company to find out what the charge is for. The Rep told me it was for discount when I apply for a payday loan. I didn't apply for any loan and I want my funds place back on my card. She told me it is non refundable. I told her this is FRAUD if you don't know who they are. Please be careful of 77ClubCS.com. This is a SCAM/FRAUD COMPANY.