Do not use Kelly Harvey of AAA Credit Counselor in Lees Summitt Missouri. She is a rip off. She was to do credit repair work for me for a fee of $295.00 and was to work continously until all the errors on my credit report were resolved. She did nothing and refused to refund my money. And she wouldnt even acknowledge my complaints until I had to get the BBB involved and she still refused to refund me my money. She came recommened thru a mortgage lender but than they even started to complain about her services and no longer were referring clients to her. She wants payment up front and gets very defensive if you ask her to show proof of her work. That is because she doesnt do any work, just takes your money and runs.