My Mother died Nov. 13th, 2009 under the impression her life insurance would pay . She
had paid 8 years but it is for 10. Mom was Bi-Polar and lost track of finance sometime.

After she went to the hospital in August 2009 I was not aware of this insurance and the monthly payment was not paid.

Mom went on to a nursing home then the last days in hospital Nov.9, 2009. In a panic
the next day she ask me to check insurance and catch up if needed.

She died unaware the $4, 140.oo paid in 7yrs and 8 months left her policy invalid on her
death.

This is the policy but if considering the different types of life insurance, please research
terms of each so your blood money will take care of you and yours.

Mom was cremated as the pauper she was and I now will always be

Joy R. Baldwin, left behind with broken heart