These two Companies have taken money from my Visa Debit Card and l have not given them permission to do so. When l checked my bank account l saw two payments of $95-99 Australian had been taken out by ACCESSCLEAN and another amount two weeks before the 22/09/2009 and also an amount of $98-95 by a Company called VIBRANT BEAUTY. I immediately rang my bank and asked about these amounts and was told the money went to the USA to these two Companies, l did not authorise these payments as l am a pensioer who is also a paraplegic and money left in my account is for my electricity, gas, telephone and Internet, now these have not been paid and l am terribly destressed and upset and need to know if l can recover this money as this has left me in a very bad position. Can you please help or advise me what l should do beside notify my bank about this, should l cancel my Visa Card and get a new one so this doesn't happen again, l await your response, thank you, Dianne Wicke.